Superannuation

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Superannuation

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Most Australian residences have at least one superannuation policy, but could possibly have more. Typically, these funds also include various types of insurance policies as well, these include:

  • Death cover (life insurance) – is part of the benefit your beneficiaries receive when you die. This is either in the form of a lump sum or as an income stream.
  • Total and/or permanent disability cover (TPD) – pays you a benefit if you become seriously disabled and are unlikely to ever work again.
  • Income protection cover (IP) – pays you an income stream for a specified period of time if you can’t work due to temporary disability or illness.

These policies are in addition to your normal super contributions.

Therefore, it is important to make sure that if you suffer from illness, injury, or even death, you may have an entitlement to claim a lump sum payment under one of your superannuation policy.

Our team of experienced personal injury lawyers have a detailed understanding of all the various superannuation policies and are able to assist you in determining your entitlements and help guide you through the claims process.

If you are suffering from injury or illness, ensure that you check your superannuation policy to see if you are covered, and if you wish to make a claim, contact our experienced team to help you get started.

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